Essential Life
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Life Insurance, made simple.

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Top-Rated Carriers

424

Products

100%

Independent & Unbiased

Zero

Sales Pressure. Ever.

Unbiased advice

They didn't push anything. They actually told me I had more coverage than I thought and that I could redirect some of that premium. That's not what I expected.

BR

Brett R.

Massachusetts, Whole Life

No sales pressure

I'd been putting this off for three years because I dreaded the sales call. This was nothing like that. I finally understand what I have.

KP

Katy P.

New Hampshire, Indexed Universal Life

Personalized recommendations

Our estate attorney recommended we look at survivorship coverage. Essential Life walked us through the options without making us feel like we were being sold to. That trust matters at this level.

JB

Jessie B.

New Hampshire, Survivorship UL

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Get covered today

If you're ready to apply for coverage now, no need to wait. We have a path for that. Most applicants can complete an application online in just a few minutes — often with no medical exam and an instant decision.

  • No medical exam for most applicants 60 and under
  • Fast decisions — often in minutes
  • Apply directly online, on your schedule
Apply now
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The most important financial conversation you keep putting off takes 15 minutes.